“If saving money is wrong, I don’t want to be right!”~William Shatner
I have always been thrifty. I can say that is in part to my mom who taught me young to shop yard sales, thrift stores and use coupons. Now, that does not mean we looked dumpy or didn’t have enough. In fact, most people wouldn’t have known that we did this type shopping, except my mom loved to brag that she, “only payed a quarter for this lovely top” that someone just complimented her on. But, I came to see this as a huge thing, why not brag that you saved money on something that another payed full price for? And, although the reason my mom was thrifty was because we had low income when I was young does not mean it is why you should save. Why spend your hard earned money when you don’t have to?
So, fast forward to the present- I would love to share with you some of the ways and places that I have learned to save or better yet make money! I likely will not be able to get them all into this post, so keep an eye out for future follow ups (if I get good feedback and interest).
I am a huge believer in getting the best bang for the buck. If I know that I can pay less somewhere else or I have a coupon, you better believe that I am going to wait to make a purchase. I have found some extraordinary money saving and money making sights in my search for money. I’m not just talking pennies, I am saying 100’s of dollars a year in rebates and savings! Money back in my pocket or well, my PayPal account. I am going to first cover the Apps that I use to save (or make) $100’s on my groceries, retail and restaurants, every year. I will tell you, it may seem like work at first, but the payoff is worth it. After a while, it becomes second nature to just use these wherever you go. And who doesn’t want to make or save money?!
Coupons.com– A great place to print off coupons. You can do it online or download the app to your phone. You can get two prints per coupon and also a tip is to play with the zip codes in settings, that will get you different coupons depending on the area.
ibotta– This has been one of my favorite and all time highest money making Apps. It is a rebate app for groceries, retail and restaurant spending. If you have friends who use the app you can also link through Facebook or email and help each other meet rebate goals, earning extra money. Payments can be received via PayPal, gift cards or check. Year to date, I have earned over $500 in just over the past two years with this.
Saving Star, Checkout51 & MobiSave– These apps are all similar with rebates for groceries. I love when they all are offering a rebate for the same item and I end up getting the item for FREE or even making money on it! Similar to “ibotta” but not quite as high in earnings. Still year to date, over the last couple years I have averaged about $200 total from all three apps combined. PayPal is the best option for payment, but I believe they have choices also.
Find & Save– Entering your nearest big city location, this app gives you rebates for groceries, retail and restaurants also. Often there is a time limit from a day to a week. Unlike other apps, it often requires a certain amount be spent to make a percentage back. Easy to use and offering a myriad of places. I have used this app for the past year and have earned approximately $75.
Receipt Hog– This is simply a receipt adding App. Most receipts are taken in retail, grocery, gas and some restaurant. You take a pic of your receipt and give a star rating on your experience. You earn points or spins, all adding up to be turned in for gift cards or PayPal. It does take longer to earn with this App, but if you are consistent with putting in receipts you can make about $40 to $80 a year.
Windfall– This App is price matching for Target, Walmart, Toys R Us/Babies R Us, Staples, Best Buy, Home Depot and Lowe’s. Once a purchase is made from one of these locations you scan in your receipt. If that item was cheaper on their website or in another store, you are notified and can return to the location’s service desk to get refunded the difference. I have used it at multiple locations and have not had a problem with their honoring this app. I just recently started using it and have made about $10 back.
Shopkick– An in store App where you are awarded points for opening the app at the door of your location. You also are awarded point values for scanning in certain bar codes from merchandise specified for the store, all while shopping. They have expanded now to more points for purchases on certain items scanned. Like “Receipt Hog” it awards money to points and does take longer to earn. I have made approximately $25 year to date.
Cartwheel– Target’s App for savings in their store. Choose the discounts you want to use from weekly offers and show the cashier your bar code at the register during checkout. Savings are automatically taken off. I like to find coupons to add on top of the savings! I also recommend getting yourself a RedCard which saves you 5% off the top of every Target purchase. They offer debit or credit cards, you can sign up online or in the store.
Savings Catcher– Walmart’s price matching for items purchased. You scan receipt code to the app and they let you know in about five days if any savings were found. They keep a total for you which can be redeemed at Walmart on future purchases. I have made back approximately $50 in the past two years.
Okay, I’ve shared quite a bit! I hope that you will check these out and start your road to savings today! I have other ways to save and earn I’d like to share, perhaps for another day. Let me know if you want to read more, what you want to save on, like what you’ve read or other apps and ways you have found helpful!